1.Chinatrust Financial Holding Co., Ltd.

With a mission to build a truly internationalized, diversified entity capable of providing a complete range of financial services, Chinatrust Financial Holding Co. (CFHC) was initiated on May 17, 2002. With Chinatrust Commercial Bank (CTCB) at its core, CFHC first also took under its wings Chinatrust Securities Co. and Chinatrust Insurance Brokers Co. Later additions include Chinatrust Venture Capital Co., Chinatrust Asset Management Co., Chinatrust Bills Finance Corp., Chinatrust Security Co., and Taiwan Lottery Corporation. Based on the characteristics of their respective clientele, these subsidiaries are further divided into three sub-groups: consumer finance, retail banking, and institutional banking. The matrix structure encompassing functional and legal entities is to optimize sharing of resources and crossselling activities among business units, so as to attain the ultimate goal of providing customers with a full package of services.

CFHC is committed to the following:

• Create a trustworthy financial institution people can count on.
• Offer multi-brand, one-stop shopping services to even the most demanding customer.
• Provide cutting-edge, constantly innovated services.
• Become the best financial institution serving ethnic-Chinese all over the world.

Looking ahead, CFHC will continue to strive for the greatest possible shareholder value. Business strategies will designed toward taking full advantage of its core competence so that it can bring customers an ever-diversified range of meticulously tailored services. Ultimately, CFHC aims to stand out as a leading brand among its peers and win recognition among Chinese everywhere that there is simply no other second choice when it comes to financial services.
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2.Chinatrust Commercial Bank Co., Ltd.

The predecessor of Chinatrust Commercial Bank Co. is China Securities Investment Corp., which was founded in 1966. CTCB deals in deposits, loans, guarantee, foreign exchange, OBU, trust, credit cards, cash cards, equity, bonds, derivatives, factoring, safe deposit boxes, and electronic banking. To maximize economies of scale, CTCB merged with Grand Commercial Bank in December 2003 and acquired Fen Shan Credit Cooperative in July 2004. These were followed by its successful bid in May 2007 for Enterprise Bank of Hualien. On January 15, 2008, CTCB won regulatory approval to merge with Chinatrust Bills Finance Corporation. As of the end of 2007, CTCB had 142 domestic and 73 overseas outlets; a total of 3,967 ATMs were installed across the country. With an outstanding balance of NT$1.19 trillion in deposits, it had assets of NT$1.59 trillion, surpassing all other private banks in Taiwan.

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* BFSR refers to Bank Financial Strength Rating

• Honors-Domestic

Honors - Overseas

3.Chinatrust Securities Co., Ltd.

The predecessor of Chinatrust Securities Co. is Pou Chen Securities. Established in 1989 with paid-in capital of NT$200 million, it became the largest securities house in Kaohsiung, southern Taiwan. It was acquired by CTCB in 2000; not only was Chinatrust added to its name but also its capital expanded to NT$3.5 billion. After becoming a CFHC unit in 2002, it took on its current name and further raised capital to NT$5 billion the following year. In addition to assisting businesses in fundraising, Chinatrust Securities is an active player in the brokerage and futures businesses that provides a full spectrum of securities services.

In tandem with CFHC’s overall development strategy, Chinatrust Securities has also devised fully integrated investment service packages that span deposits and loans, consumer credit, home mortgages, credit cards, mutual funds, securities, futures, and insurance. Customers are accorded the convenience of one-stop shopping with their costs kept to a minimum.

Headquartered in Taipei, Chinatrust Securities operates six branches that provide customers with brokerage services on shares listed on the Taiwan Stock Exchange, GreTai Securities Market, and Emerging Market Board as well as on futures. In May 2003, Chinatrust Securities launched electronic trading services. Given the option to place orders over the Internet or the telephone, customers are treated to a safer, more comfortable trading environment. In December 2006, Chinatrust Securities secured the green light from authorities to offer services on margin purchases and short sales, allowing it to give customers greater leverage in investment.

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4.Chinatrust Insurance Brokers Co., Ltd.

Set up as a CTCB subsidiary in February 1996, Chinatrust Insurance Brokers Co. was brought under the wings of CFHC in 2002. Its P&C and life insurance offerings are sold through a wide range of channels: direct mail, electronic marketing, telemarketing, over-the-counter, and personal sales. Property and casualty insurance products include household fire insurance, general liability insurance, construction engineering insurance, auto/motorcycle insurance, fidelity insurance, and marine cargo insurance. In the area of life insurance, there are group and individual accident insurance, health insurance, whole life insurance, endowment insurance, principal amortization insurance, and annuity insurance. As the financial services industry is increasingly deregulated and exposed to international competition, Chinatrust Insurance Brokers is keen on teaming up with partners and consolidating its own professional competence. Emphasis is placed on building a complete family of insurance products protected by comprehensive risk control. Customers are provided wide-ranging services including up-to-date market information, general counseling, and tips on tax savings.

Honors - Domestic

5.Chinatrust Venture Capital Co., Ltd.

Founded in March 2003, Chinatrust Venture Capital Co. was CFHC’s first foray into the venture capital market. It invests mainly in information technology, communications, biochemical, medical and health care, and alternative energy and energy-saving ventures as well as companies in traditional industry that have performed reasonably well and shown great potential to grow further. Leveraging on CFHC’s vast pool of resources, its top-notch management professionals are well-positioned to give startups a big push on the path toward rapid growth.

6.Chinatrust Asset Management Co., Ltd.

Initiated in May 2003, Chinatrust Asset Management Co. was started in May 2003 to take advantage of a massive amount of bad assets arising from Taiwan’s sweeping financial reform. A team of high-caliber professionals was gathered to help businesses revamp their balance sheets. As such, it buys non-performing loans from financial institutions or manages such holdings on their behalf. Since its inception, Chinatrust Asset Management has been aggressive in collaborating with reputable foreign counterparts in disposals of bad assets in the home market, including those of the CFHC group itself. Looking ahead, it is set to broaden its horizons beyond national borders in pursuit of business opportunities on a global scale; it will be an avid player bidding for nonperforming loans of financial institutions, either domestic or overseas. As Taiwan’s financial reform progresses, it will also be proactive in emulating the most up-to-date NPL disposal techniques available to the industry far and wide.

7.Chinatrust Security Co., Ltd.

Established in 1995, Chinatrust Security Co. was made a CFHC subsidiary in December 2005. It serves clients, mainly corporate entities and other organizations, in the form of protecting the safety of their property and personnel. Picked through a meticulous screening process, its workforce of nearly 290 people stands out as the most competent of the industry. The scope of its services covers planning and design of mechanisms for preventing fire and other accidents, counseling on security systems, safeguarding the delivery of cash and other valuables, and personnel protection. Its clientele mainly comprises financial institutions. Customer satisfaction is guaranteed as it focuses on security and gives priority to service.

8.Taiwan Lottery Corporation

Taiwan Lottery Coporation was officially registered on July 18, 2006 as a CFHC subsidiary. Entrusted by CTCB, it is to operate the Public Welfare Lottery between January 1, 2007 and December 31, 2013. Taiwan Lottery is thus named to highlight “a sense of belonging that it belongs, not to specific groups or individuals, but to all the people of Taiwan.” It also clearly reflects Taiwan Lottery’s commitment to advancing the collective wellbeing of the overall populace.

The public is entitled to a truly diverse spectrum of lottery products. Through a carefully devised network of sale outlets, Taiwan Lottery strives to incite a broad-based involvement across the community. Other than creating jobs for many people as dealers, it is also keen on ensuring a healthy, professionalism-based, and fair lottery industry so that it can have a sustainable future in Taiwan. Above all, more of its profit can be drawn upon to offer relief to the less fortunate and needy.